Insurance Associates Plus
1523 Morris Avenue, Union, NJ 07083
1098 Route 34, Aberdeen, NJ 07747

Call (908) 964-9010

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Privacy Policy

Insurance Associates Plus Respects Your Privacy

This website located at www.insuranceplusnj.com (the "Website") is provided for informational purposes only. American International Group, Inc. ("IAPNJNJ") and its subsidiaries and affiliates (individually, an "IAPNJ Company" and collectively "IAPNJ Companies") do not collect personal information (that is, information from which an individual may be identified) from visitors to the Website, other than that information sent by visitors using the secure "Get a Quote" or "Contact Us"forms on the Website.

IAPNJNJ and the IAPNJ Companies use the information submitted via the these forms to respond to your inquiry. Also, your inquiry might appropriately be answered by a particular IAPNJ Company, and it may be forwarded to such company. Such IAPNJ Company will use the information to respond to your inquiry. Neither IAPNJNJ nor any IAPNJ Company will use the information submitted to the company for marketing purposes, nor share it with any third party for marketing purposes. IAPNJNJ (and in the event information has been forwarded to an IAPNJ Company, such IAPNJ Company) may store the information you submit via the IAPNJ InfoExchange for such period of time as may be necessary, in its discretion, to resolve your inquiry. Statistical information derived from the information submitted via the IAPNJ InfoExchange may be shared with third parties, however, such statistical information is not associated with any individual in a personally identifiable manner.

Please note that when you link to any other website from this Website, the operator of such other website (whether IAPNJ, an IAPNJ Company or a third party) may collect information about you, including through cookies or other technologies. In addition, your Internet or other service provider(s) may collect information about or submitted by you while you use the Website, or any other website. You acknowledge that information collection or privacy practices of any other party, including IAPNJ Companies, are not monitored or controlled by IAPNJ and IAPNJ is not responsible for such websites. Links on the Website to other websites are provided only as a convenience, and the inclusion of such links does not imply endorsement of the linked site. You should review the privacy policies of any other website that you visit to understand how your information is collected and used.

Notwithstanding the information policies stated above, the right to store and disclose to third parties any information under the following circumstances is reserved: when the law permits it (such as, for example, to comply with laws or to respond to governmental authorities); to legal advisors; and to protect the rights, property, safety or security of IAPNJNJ, IAPNJ Companies, Website visitors or the public. This Privacy Statement applies solely to online information collection and use practices in connection with this Website; it does not apply to any practices conducted offline or in connection with other websites owned or operated by IAPNJ or any IAPNJ Company. IAPNJ reserves the right to make changes to this Privacy Statement from time to time, which may be provided to you by any reasonable means including, but not limited to, posting the revised draft of the Statement on the Website. You will be able to determine when this Statement was last revised by checking the "Last Revised" legend at the top of the Statement.

IAPNJINJ understands the fact that your privacy is very important to you. Our policyholders have trusted us with their insurance needs for over 60 years, and it is important to us to maintain a high degree of integrity. We want you to understand how we protect your privacy when we collect and use information about you. IAPNJINS does not sell your personal information to third parties.

Terms of Use

CONDITIONS OF USE BY USING THIS WEBSITE, YOU ACKNOWLEDGE YOUR ASSENT TO THE FOLLOWING CONDITIONS OF USE WITHOUT LIMITATION OR QUALIFICATION. PLEASE READ THESE CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE. THESE TERMS AND CONDITIONS MAY BE REVISED AT ANY TIME BY UPDATING THIS POSTING. YOU ARE BOUND BY ANY SUCH REVISIONS AND SHOULD THEREFORE PERIODICALLY VISIT THIS PAGE TO REVIEW THE THEN CURRENT TERMS AND CONDITIONS TO WHICH YOU ARE BOUND. DISCLAIMER TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE MATERIALS ON THIS WEBSITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED AND AMERICAN INTERNATIONAL GROUP, INC. AND ITS SUBSIDIARIES AND AFFILIATES (COLLECTIVELY, "IAPNJ") DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. IAPNJ DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. IAPNJ DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON THIS WEBSITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT IAPNJ) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. THE INFORMATION AND DESCRIPTIONS CONTAINED HEREIN ARE NOT NECESSARILY INTENDED TO BE COMPLETE DESCRIPTIONS OF ALL TERMS, EXCLUSIONS AND CONDITIONS APPLICABLE TO THE PRODUCTS AND SERVICES, BUT ARE PROVIDED SOLELY FOR GENERAL INFORMATIONAL PURPOSES; PLEASE REFER TO THE ACTUAL POLICY OR THE RELEVANT PRODUCT OR SERVICES AGREEMENT. THIS WEBSITE MAY BE LINKED TO OTHER WEBSITES WHICH ARE NOT MAINTAINED BY IAPNJ. IAPNJ IS NOT RESPONSIBLE FOR THE CONTENT OF THOSE WEBSITES. THE INCLUSION OF ANY LINK TO SUCH WEBSITES DOES NOT IMPLY APPROVAL OF OR ENDORSEMENT BY IAPNJ OF THE WEBSITES OR THE CONTENT THEREOF.

LIMITATION OF LIABILITY

While IAPNJ uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, IAPNJ makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall IAPNJ or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if IAPNJ or an IAPNJ authorized representative has been advised of the possibility of such damages. In no event shall IAPNJ's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website. IAPNJ also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.

RESTRICTIONS ON USE OF MATERIALS

This website is owned and operated by IAPNJNJ. Except as otherwise expressly permitted by IAPNJNJ, no materials from this website or any website owned, operated, licensed or controlled by IAPNJ may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without IAPNJNJ's written permission. IAPNJNJ neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties. JURISDICTIONAL ISSUES Unless otherwise expressly set forth herein, IAPNJ makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so on their own initiative and are responsible for compliance with local laws. Except as expressly set forth herein the information contained on this website is not an offer to sell or a solicitation to buy any security, insurance product or other product or service by IAPNJNJ. No security, insurance product or other product or service is offered or will be sold by IAPNJNJ or, if sold by IAPNJNJ, will be effective in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions.

OWNERSHIP OF INFORMATION

Any information, other than personal data or information, you transmit to IAPNJ via this website, by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and non-proprietary and will become the property of IAPNJNJ. Such information, other than personal data or information, may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. IAPNJ is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to IAPNJNJ via this website or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.

 Insurance Associates Plus of NJ, All Rights Reserved.